To be honest, I have been fairly lucky with my adult webmaster experience during the first couple of years. There have been failures of billing companies like iBill, Probilling and AC Pay aka EGS Pay, but they just cost me 2 weeks of revenue for each company's sponsor. Since they were little guys it was limited to a small 3 digit loss. Most of those billing companies had shaving options built in for their programs. I am certain, I lost more from shady affiliate programs like Bargirl Cash compared to actual bankruptcy of said billing companies. They were failed enterprises and I moved on. Shit happens and it's better to forget. It's impossible to get crazy about it and try to put up a legal fight. You can't win.